Digital solution
OGHC Insurance Intelligence Platform
A planned platform that reads medical insurance policy handbooks and produces structured, referenced comparisons of benefits, limits, exclusions and waiting periods.
In design. Not yet available. Register interest to be informed about pilots.
About
Overview
Comparing medical insurance products today means reading long handbooks clause by clause. The OGHC Insurance Intelligence Platform is being designed to make that work faster and more consistent — extracting benefits, limits, exclusions and waiting periods into a structured comparison that always points back to the source text.
It builds on OGHC's Health Insurance Advisory practice, where structured policy comparison is already delivered as a consulting service.
Planned scope
Capabilities
- Upload policy handbooks and benefit schedules (PDF)
- Extract benefits, limits and sub-limits into a structured format
- Compare several products side by side
- Highlight exclusions, limitations and waiting periods
- Produce comparison reports with references to the source clauses
Users
Designed for
- Insurance brokers and TPAs
- Corporate HR and benefits teams
- Insurers' product teams
Governance
Responsible use
Safeguards
- Outputs are decision support, reviewed by a qualified advisor before advice is given
- Every extracted item links back to the clause it came from
- Documents processed under a data processing agreement; no personal health data required
Interested in this solution?
Register your interest to hear about pilots, or talk to us about related advisory services available today.