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Omega Global Health Consulting

Service

Corporate Medical Benefits Consulting

Independent design, review and optimisation of employee medical benefits — group cover, renewals, claims experience, wellness and healthcare expenditure management.

The challenge

Overview

For many organisations, employee medical cover is one of the largest people costs — and one of the most valued benefits. Yet schemes are often renewed with little analysis, premiums rise each year, and employees still face exclusions, limits and long waits for approvals.

OGHC helps employers get better value from their medical benefits — across one country or several. As an independent advisor that earns no insurer commission, we sit on the employer's side of the table.

Capabilities

What we do

  • Corporate medical insurance benefit design
  • Employee health benefits advisory
  • Group medical insurance reviews
  • Medical scheme utilisation analysis
  • Employee wellness strategies
  • Insurance renewal analysis
  • Benefit benchmarking
  • Claims experience analysis
  • Corporate healthcare expenditure management
  • Medical benefits optimisation
  • Employee assistance programme advisory

Typical deliverables

What you receive

  • Independent scheme review and benchmarking report
  • Claims experience and utilisation analysis
  • Benefit design options with cost estimates
  • Funding model assessment (insured, self-funded, hybrid)
  • Renewal analysis and tender specifications; insurer evaluation
  • Statutory-scheme coordination recommendations
  • Wellness and employee assistance programme strategy
  • Employee benefit guides and communication materials

In practice

Practical applications

  • Preparing for renewal

    An employer reviews claims experience and negotiates renewal terms with evidence.

  • Harmonising benefits across countries

    An organisation with staff in several countries designs a consistent benefits framework.

  • Controlling rising medical costs

    A company identifies cost drivers and introduces wellness and case-management measures.

  • Considering self-funding

    A large employer models the risks and savings of a self-funded scheme administered by a TPA.

Engagement

How we work

  • Discover — objectives, context and data
  • Diagnose — analysis of what drives results
  • Design — practical, costed recommendations
  • Deliver — implementation support and capability building
  • Measure — agreed indicators and continuous improvement

Leadership

Who leads this work

Charles Omega

Founder & Managing Partner

OGHC was founded by Charles Omega, its Managing Partner, whose background spans health insurance advisory, medical claims and utilisation review, provider networks, corporate medical benefits and healthcare analytics. He leads the firm's work with one aim: independent, evidence-based advice that clients can put into practice.

FAQ

Frequently asked questions

Can you review medical benefits across several countries?

Yes. We review and benchmark schemes in each country of operation and recommend a consistent framework that respects local statutory requirements.

Are you a broker?

No. OGHC is an independent advisor and does not earn insurer commission. We can work with your existing broker or help you select one.

When should a review start?

Ideally three to four months before your renewal date.

Discuss your objectives

Tell us about your organisation and what you want to achieve. An OGHC advisor will respond.